Therapist Professional Liability Insurance
Unique, Comprehensive, and Affordable Malpractice, E&O, Professional and Public Liability Insurance Coverage for Therapists and Practitioners
Sinclair offers Alternative Medicine Therapists a unique personal coverage plan, combining both professional and public liability, including E&O (Errors & Omissions). Please refer to the
 List of Insured Treatments
Like all other health professionals, you face daily risks, and finding an insurance company that offers coverage for this category of service is difficult as most insurance companies prefer traditional health professionals.
This liability insurance plan is specifically suited for the needs of Alternative Medicine Therapists practicing various alternative healing methods such as Acupuncture, Reflexology, Shiatsu, Chiropractic, Tai-chi, Yoga and many more.
This liability insurance plan is available in several levels of insurance limits from 100,000 to 10,000,000, and in four optional currencies: US$, AUD$, Euro and British Pounds (£). It is built to meet your budget by choosing a deductible of your choice.
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You can also apply for your business insurance,
property and other liabilities coverage
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The coverage offered with this policy includes:
- Professional liability for claims resulting from therapeutic activities, as well as malpractice
- Public liability protection
- Legal and other claim related expenses
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- Legal defense against allegations of abuse, assault and sexual (gender) misconduct for up to 10% of your chosen limits.
- Legal defense against allegations of discrimination for up to 10% of your chosen limits.
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Eligibility:
You must be qualified in your field in your country of residence and practice. Furthermore, you must show proof that you have all the necessary professional training and education required to practice your profession.
Only applicants with a clean loss record are considered. When applying for this insurance plan you must provide proof that you have not been subject to previous claims made or filed against you. Additionally, you must affirm that you have no knowledge of possible future claims against you.
This policy is based on dual liability coverage: coverage is limited to claims that occur and are made during the effective period of the policy. You can extend coverage for Retroactive Dates, but only if you can provide copies of prior insurance polices of the same type. You can also extend coverage to cover future claims resulting from occurrences happening during the period of insurance. These extensions affect the premium rate.
This policy can be extended to cover your employees as an Owner (professional therapists – employees or subcontractors and administrative employees – such as secretaries etc.).
You build the policy and you can decide what premium will fit your needs and budget.
Premiums are annual, stated in £, €, $US or AU$, and payable in one single payment upon commencement of the insurance period. A monthly payments program can be purchased, at an additional cost (interest and handling fees).
To buy this insurance coverage, please complete the online
Application Form for Therapist Insurance
To view and download the complete Policy Wording please click on the following link Policy Wording
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