Nurses & Midwives E&O, Malpractice and Liability Insurance

Unique, Comprehensive, and Affordable Professional and Public Liability Insurance Coverage for Nurses

Sinclair offers Nurses a unique coverage plan for individuals and/or businesses, providing both professional and public liability insurance, including E&O (Errors & Omissions) and malpractice under one policy.

This liability insurance plan is specifically suited for the needs of Nurses working in a wide range of disciplines. For a complete list of the disciplines covered under this policy please refer to the List of Medical Insured Disciplines

This policy offers all the protection you need while working in your profession with three important additional features:

• Legal and other claim-related expenses;
• Legal defense against allegations of abuse, assault and sexual misconduct for up to 10% of your chosen limits;
• Legal defense against allegations of discrimination for up to 10% of your chosen limits

Like all other professionals, you face daily risks, and it is essential that you find an insurance company that offers you the best possible coverage at the most affordable rates.

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and find out how much you can save with Sinclair Insurance.

Our Nurses Professional and Public Liability Insurance Coverage is custom-made for your needs, and you can choose the level of protection accordingly: from 100,000 to 1,000,000 (£, €, $US or AU$).

You can also choose the amount of your personal deductible: from 1,000 to 10,000 (£, €, $US or AU$).

Eligibility:

You must be qualified in your field in your country of residence and practice. Furthermore, you must show proof that you have all the necessary professional training and education required to practice your profession.

Only applicants with a clean loss record are considered. When applying for this insurance plan you must provide proof that you have not been subject to previous claims made or filed against you. Additionally, you must affirm that you have no knowledge of possible future claims against you.

This policy is based on dual liability coverage: coverage is limited to claims that occur and are made during the effective period of the policy. You can extend coverage for Retroactive Dates, but only if you can provide copies of prior insurance polices of the same type. You can also extend coverage to cover future claims resulting from occurrences happening during the period of insurance. These extensions affect the premium rate.

This policy can be extended to cover your employees as a Business Owner (nurses – employees or subcontractors and administrative employees – such as secretaries etc.).

You build the policy and you can decide what premium will fit your needs and budget.

Premiums are annual, stated in £, €, $US or AU$, and payable in one single payment upon commencement of the insurance period. A monthly payments program can be purchased, at an additional cost (interest and handling fees).

To buy this insurance coverage, please complete the online
Application Form for Nurses' Insurance