Golden Cross Health Insurance Plan
for Expatriates

Are you an American living in Paris or a Japanese living in the United Kingdom? Are you alone or with your family or friends? To insure that you do not worry about available health coverage when you are abroad, Sinclair will be there when the necessity arises. We developed an affordable and thorough health plan particularly for expatriates that need health coverage and find it difficult to successfully determine an appropriate and cost effective health insurance plan.

Listed below is the coverage that we can specifically provide for you!

Type of Coverage	Insurer’s Liability Limit	Waiting Period
Visit to a medical doctor	Policy limit (US$5,000,000)
Children’s development follow ups	As customary in the country of destination; maximum limit of 18 visits.
Vaccination for children	As customary in the country of destination; maximum limit of US$1,000.00 for the lifetime of the insured.
Medication	Policy limit
Periodical physical check up for adults	Maximum of US$200.00/year	12 months
Pregnancy and birth	Maximum of US$30,000.00	12 months
Hospitalization	Policy limit
One day hospitalization	Policy limit
Emergency room visit	2 visits/year
Transplants	Maximum limit of US$1,000,000.00
Airborne medical emergency evacuation	Maximum limit of US$25,000.00
Physiotherapy or chiropractic treatments	Maximum limit of US$50.00 /visit
Physiotherapy or chiropractic treatments for mental disorders	Maximum limit of US$20,000.00 for the lifetime of the insured; maximum limit of US$10,000.00/year	12 months
Ambulance transportation	Maximum limit of US$2,500.00 per insured incident
	US$25,000.00 for the lifetime of the insured	24 months
Family reunion	US$2,000.00 for the lifetime of the insured	12 months

Notes: